Comment on Insurance

Insurance is only one of several financial tools available to pay for medical and dental services.  There are other tools like health savings accounts.  Healthcare is a unique service that does not operate like standard business models.  Be aware that prices of services or product are set at cost of operating the business and rate of inflation as other businesses do.  As labor cost go up, so do the cost of the services.  However, the unique dental needs of each patient requires individual treatment that does not always fall within an insurance companies policies.  That is when insurance companies may say that we, as doctors, overcharge for services.  These insurance companies are attempting to make a profit for their shareholders.   I try to keep fees as reasonable as possible to continue to operate for our community.  Thank you..  

Update 12/2019

In an effort to help those without insurance or losing it, I am offering an in-office prepaid preventive agreement.  This agreement is not insurance, but an agreement between patient and me.  I provide two cleaning, exams, and set of xrays for one price over a year period plus discounted restorative services as needed in that year.  Pricing is as competitive as dental insurance without the paperwork or hassle of policy restrictions. Please call for more information.

Update 5/2021

With the repeal of McFadden Act, medical/dental insurance companies are no longer protected against lawsuits under Anti-competition laws.  This outcome should allow for more competition and should allow for more out of network providers to provide care in your area.  Please consult policy and demand free choice of providers.

Update 11/2022

Please check your insurance for last year and upcoming renewal.  Many employers changed policies mid-year.  And they will probably will change again. So to prevent any unwarranted bills, please verify policy before any work is done even if it is a cleaning. Some policy have Xrays as basic coverage than preventive which means that they will not cover full cost.